RBL

Apply Ratnakar Bank Loan Against Property Online

Explore 2017 interest rates available for RBL bank loan against property. Check eligibility criteria, documents required and get instant approval.

Ratnakar Bank Loan Against Property

Live your dreams through RBL Bank Loan Against Property at CreditNation. Whether you are salaried or self-employed, RBL Loan Against Property helps you to realise the true value of your property to meet your business & personal needs.

Features of RBL Bank Loan Against Property

  • Loan amount of upto Rs. 10 Crores
  • Convenient loan repayment option of upto 180 months
  • Both residential and commercial property accepted as collateral
  • Minimal documentation and faster approvals
  • Attractive interest rates

RBL Bank Loan Against Property Eligibility & Criteria


  • Loan Against Property can be taken by salaried individuals, self-employed individuals, self-employed professionals, sole proprietorships, partnership firms and private limited companies (including closely-held public limited companies.)
  • Loan Against Property can be offered to Indian Residents only.

RBL Bank Loan Against Property for Salaried Individuals

  • Minimum gross salary of Rs. 150,000 per annum.
  • Minimum age at loan sanction – 23 years. Maximum age at loan maturity – lower of 60 years or retirement age.

RBL Bank Loan Against Property for Self-Employed Individuals and Professionals

  • Minimum net profit as per latest year ITR / Financials of Rs. 150,000.
  • Minimum age at loan sanction is 23 years. Maximum age at loan maturity is 65 years.

List of Documents Required for RBL Bank Loan Against Property


  • PAN Card – For Individual / Partnership Firm / Company
  • Identity Proof – Any one (e.g. Voter ID / Driving License / Passport)
  • Address Proof – Any one (e.g. Voter ID / Driving License / Passport / Telephone Bill / Electricity Bill / Registered
  • Lease Deed or Sale Agreement / Bank Statement)
  • Business Continuity Proof – Any one document dated 5 years old (Bank Statement / Sales Tax Challans / IT Returns / Shops & Est. Certificate / COI / Partnership Deed)
  • Passport Size Photographs

List of Financial Documents Requirement for RBL Bank Loan Against Property


RBL Bank Loan Against Property For Salaried


  • Last 2 years Income tax returns or latest 3 month salary slip or latest Form 16 issued by the employer.
  • Six months bank statement required with salary credits.

RBL Bank Loan Against Property for Self-Employed Individuals / Sole Proprietorships


  • Latest audited ITR and financials for the last 3 years. (Balance Sheet, Profit & Loss A/c., Computation of Income along with all schedules.)
  • Bank statements from the borrower's main account/s for last 6 months and 3 months of all other bank accounts mentioned in the Balance Sheet.

RBL Bank Loan Against Property for Self-Employed Professionals


Latest audited ITR and financials for the last 3 years. (Balance Sheet, Profit & Loss A/c., Computation of Income along with all schedules.) Bank statements from the borrower's main account/s for last 6 months and 3 months of all other bank accounts mentioned in the Balance Sheet. Professional Qualification Certificate and Degree Certificate for professionals. (Doctors, Architects, Chartered Accountants etc.)


RBL Bank Loan Against Property For Partnership Firms / Private Limited Companies

Latest audited ITR and financials for the last 3 years. (Balance Sheet, Profit & Loss A/c., Computation of Income along with all schedules.) Bank statements from the main account/s for last 6 months and 3 months of all other bank accounts mentioned in the Balance Sheet. Partnership Deed and partnership authority letter for partnership firms. Memorandum and Articles of Association and Board Resolution from the company. Certificate of Incorporation (COI) for companies. Latest shareholding patterns for Private Ltd. / Public Ltd. companies.