Compare Personal Loan Interest Rates

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Bank Category A(Elite) Category B(Govt. Employee) Category C(Open Market)

ICICI

Salary

RAAC Rate

>=75k

16.00%

50k-74.99k

16.25%

35k-49.99k

17.00%

20k-34.99k

18.00%

20k

18.25%

Salary

RAAC Rate

>=50k

15.50%

35k-49.99k

16.50%

20k-34.99%

18.00%

20k

18.50%

Salary

RAAC Rate

>=75k

17.50%

50k-74.99k

17.75%

35k-49.99k

18.00%

20k-34.99k

19.00%

<20k

19.50%

Pre-payment charges Floating: NIL Pre-payment charges Fixed: 2% of principal outstanding
Processing Fees: up to 1% of loan amount + service tax

Kotak

Salary

RAAC Rate

> 45k

14.9%

30k-45k

15.25%

20k-30k

15.75%

Salary

RAAC Rate

>75k

15.8%

< 20k

15.8%

Salary

RAAC Rate

>95K

15.15%

60k-95k

16.5%

40k-60k

17.5%

< 40k

20%

Pre-payment charges Floating: up to 5% of principal outstanding
Processing Fees: up to 2.50% of loan amount + service tax

RBL

Salary

RAAC Rate

>25k

14%

< 25k

19%

Salary

RAAC Rate

>25k

14%

< 25k

19%

Salary

RAAC Rate

>25k

14%

< 25k

19%

Pre-payment charges: up to 5% of principal outstanding
Processing Fees: up to 2.50% of loan amount + service tax

Fullerton

Salary

RAAC Rate

18k

31.5%

18k-25k

28.5%

25k-30k

27%

30k-35k

25.5%

35k-40k

23.5%

40k-50k

23%

50k-80k

22%

>80k

19.5%

Salary

RAAC Rate

< 18k

35.5%

18k-25k

32.5%

25k-30k

31%

30k-35k

29.5%

35k-40k

27.5%

40k-50k

26.5%

50k-80k

23.5%

>80k

21.5%

Salary

RAAC Rate

< 18k

40.5%

18k-25k

36.5%

25k-30k

35%

30k-35k

33.5%

35k-40k

31.5%

40k-50k

30.5%

50k-80k

27.5%

>80k

25.5%

Pre-payment charges: up to 5% of principal outstanding
Processing Fees: up to 2.50% of loan amount + service tax

Axis

Salary

RAAC Rate

75k

15.50%

16.25%

17.00%

Salary

RAAC Rate

50k

16.50%

< 50k

18.00%

Salary

RAAC Rate

>75k

24%

Pre-payment charges Floating: up to 3% of principal outstanding
Processing Fees: up to 2.50% of loan amount + service tax