Personal Loan Eligibility and Documents

Documents Required for Personal Loans Applications.

Eligibility Salaried Self-Employed

Age:

1. Minimum age of Applicant 21 years

2.Maximum age at loan Maturity58 years

Experience:

Minimum period in current job1 year

Income:

Minimum Monthly Income above INR 17,500

Age:

1. Minimum age of Applicant25 years

2.Maximum age at loan Maturity65 years

Experience:

Minimum period in current business3 years

Income:

Min. Profit After Tax

Professionalabove INR 2 Lakh

Non-Professionalabove INR 1 lakh

Documents

Financial

Job Continuity Proof: Any one

  • Current employment certificate
  • Current job appointment letter
  • Experience Certificate of previous
    job(including appointment and relieving later)

Income Proof:

  • Last 3 month’s salary slip
  • 6 months bank statement
  • Form 16 of last 2 years

Income Proof:

  • Last 2 years ITR with computation of income Bank statement:
  • Bank statement:Current account statement of last 1 yearSavings account statement of last 6 months
  • Business and residence ownership Proof( Any Registration Proof )

KYC:

Pan Card

pancard image

Adhaar Card

 aadharcard image

Voter Id

 votercard image

Utility Bill

 utility image