Ratnakar Bank Home Loan

Buying your home is perhaps the most expensive purchase you will ever make. It involves a number of steps. Money is required on each step. Getting a home loan for buying your house is one of the wisest decisions that you can take.

There are endless options today when it comes to getting a home loan. Depending on your requirements, you can choose the one you like.

CreditNation offers the largest collection of Home Loans in India. No longer you need to go to different banks to collect their home loan brochures and find amongst them an option that suits you. You simply need to go to CreditNation.com and tell us about your requirements and we will provide the best option that suits you.

One such great option is RBL Bank Home Loan!

Owning your dream home is easy as a breeze with RBL Home Loans. RBL Bank offers home loans with easy documentation and faster processing so that you get to be in your new house without any delays.

RBL Bank offers “Easy Home Loan” product that not only helps you get your loan faster but also save interest and repay it faster.

It is one of the most beneficial home loans in the market.

RBL Bank Home Loan Product & Features

• Get Home Loans up to ₹25 crore
• Flexible loan tenure of up to 25 years
• Minimal documental for faster loan approvals
• Availability of Easy home loans that allow you to save interest by maintaining balance in a linked account.

What is the eligibility and Loan Criteria?

Whether you are a salaried employee, or a self-employed professional/individual, getting a home loan approved is a breeze with CreditNation.

RBL Bank Home Loan for Salaried Employees

RBL Bank Home Loan for Salaried Employees, the eligibility criteria is

• Minimum net income: ₹1,20,000
• Minimum age limit: 24 years
• Max. age limit – 60 years
• Work experience – Minimum 1 year at present job and 2 years

RBL Bank Home Loan for Self-employed Individuals and self-employed professionals

• Minimum net income: ₹1,20,000 per annum
• Minimum age: 24 years
• Maximum age: 65 years
• Business continuity for the last three years (in the same field)

Documents required for Unsecured Repayment

• Unsecured repayment track record of minimum 18 months
• 2 Passport size photographs
• A valid ID card issued by your state government or central government

List of financial documents required,

RBL Bank Home Loan for Salaried people

• Income tax returns of Last 2 year or Latest 3 month salary slip or Latest Form

RBL Bank Home Loan for Self-employed Individuals

• Latest audited ITR and financials for the last 2 years. (Balance Sheet, Profit & Loss A/c, Computation of Income along with all schedules)
• Bank statements from the Borrower’s Main account/s for last 6 months and 3 months of all other Bank accounts mentioned in the Balance Sheet