ICICI Bank ICICI

ICICI Bank Personal Loan

Waiting for the next paychecks to buy the latest phone, or saving for your house renovation? What if you don’t have to wait for any such expense anymore? Sounds great, right? ICICI Bank offers personal loans that can be used to make any of your wishes come true.

Whether for a foreign trip or for a cosmetic medical procedure, today, people are taking personal loans for anything and everything, and why not! Getting a personal loan is as easy as breeze from ICICI Bank. ICICI bank personal loan interest rates are minimal and there are so many repayment options. The loan gets instantly approved. What more borrowers can ask for.

Benefits of getting ICICI Bank personal loan

  • Multi-Purpose Loan: You can use the loan for any purpose depending on how you would like to spend your money
  • Fixed Interest Rate, charged on monthly reducing basis.
  • Flexible tenure up to 60 months
  • No need for security or collateral
  • Multiple repayment options such as Auto-debit/ECS/PDC

Uses of ICICI Bank Personal loan

You can use the loan for any personal use such as:

  • House renovation
  • Vacation
  • Purchase of consumer durables
  • Marriage
  • Education
  • Equipment purchase
  • Working capital in your business
  • Any other personal emergency

ICICI Bank Personal Loan Interest Rates

ICICI bank offers personal loans on the most competitive Interest Rates of 11.49%.

No Security Minimal Documentation on ICICI Bank Personal Loan Application

ICICI bank offers personal loans without any guarantor, security or collateral. To make sure our borrowers are at utmost convenience, the process involves minimal documentation and the loan amount gets disbursed within 72 hours of documents submission.

  • There is no change in Interest rate throughout the loan tenure
  • Minimal documentation – you can now get the loan with minimal paperwork and documentation.
  • Purchase of consumer durables
  • Quick processing – doesn’t take much time to get sanctioned
  • Loan amount gets credited directly via Fund Transfer (FT)
  • Multiple repayment options such as ECS, AD or PDC. You can choose the duration from a minimum of 12 months to a maximum of 60 months.