Apply ICICI Bank Home Loan Online

Explore 2017 Interest rates available for ICICI Bank Home Loan. Check eligibility criteria, documents required and get instant approval.

ICICI

ICICI Bank Home Loan

ICICI Home loan is ideally meant for individuals looking forward to own their dream home. It is tailor-made to suit specific business requirements.

ICICI Bank Home Loan Products & Features

ICICI Bank offers a host of Home Loan products that will meet your specified requirements.

  • ICICI Bank Extraa Home Loans – enhance your loan amount by up to 20%
  • ICICI Bank Pragati Home Loans – created for affordable housing segment
  • Pradhan Mantri Awas Yojna - Credit Linked Subsidy Scheme" for EWS and LIG categories
  • Balance Transfer - transfer your existing home loan to ICICI Bank
  • Personal Loan linked to Home Loan - kind of Top-up loan availed by home loans
  • Balance Transfer and Top Up - combines benefits of Balance Transfer and Top Up
  • ICICI Bank Saral Rural Housing Loan - empowers the women borrower and weaker section
  • Home Improvement Loan - facilitates improvement of a self-owned dwelling
  • Loan Against Property – get funs against your property value
  • Lease Rental Discounting - raise funds against future expected rentals
  • Office Premises Loan ( Non Residential Property) – get a permanent address to set up a business
  • Land Loan - purchase a residential plot of land for self-construction
  • Home Loans for Non Resident Indians - attractive offers for NRIs and PIOs

ICICI Bank Home Loan Interest Rates, Charges, Fees and Commissions

The ICICI Home Loan interest rates are available as floating interest rate and fixed interest rate for their different product categories and type of borrower.

Floating Interest Rate
Category
Effective Rate of Interest
Rate
Up to ₹ 75 lacs8.65%I-MCLR-1Y+0.45%
₹ 75 lacs to ₹ 5 crore8.70%I-MCLR-1Y+0.50%
Above ₹ 5 crore8.80%I-MCLR-1Y +0.60%
Fixed Interest Rate for 5 Years, 10 Years
Category
Effective Rate of Interest
Rate
Up to ₹ 30 lacs8.70%I-MCLR-1Y + 0.50%
₹ 30 lacs to ₹ 5 crore8.80%I-MCLR-1Y + 0.60%
Above ₹ 5 crore8.90%I-MCLR-1Y+0.70%
Full Tenor Fixed Interest Rate
Category
Effective Rate of Interest
Up to ₹ 30 lacs9.70%
₹ 30 lacs to ₹ 5 crore9.80%
Above ₹ 5 crore10.05%

Weaker Section Borrower#

Floating Interest Rate
Category
Effective Rate of Interest
Rate
Up to ₹ 28 lacs8.65%I-MCLR-1Y +0.45%

Salaried Borrower

Floating Interest Rate
Category
Effective Rate of Interest
Rate
Up to ₹ 75 lacs8.70%I-MCLR-1Y + 0.50%
₹ 75 lacs to ₹ 5 crore8.75%I-MCLR-1Y + 0.55%
Above ₹ 5 crore8.85%I-MCLR-1Y + 0.65%
Fixed Interest Rate for 2 Years, 3 Years
Category
Fixed rate for 24/36 months
Floating rate pricing from 25th/37th month
Up to ₹ 75 lacs8.70%I-MCLR-1Y + 0.50%
₹ 75 lacs to ₹ 5 crore8.75%I-MCLR-1Y + 0.55%
Above ₹ 5 crore8.85%I-MCLR-1Y + 0.65%
Fixed Interest Rate for 5 Years, 10 Years
Category
Fixed rate for 60/120 months
Floating rate pricing from 61st/121st month
Up to ₹ 30 lacs8.75%I-MCLR-1Y + 0.55%
Above ₹ 30 lacs8.85% to 8.95%I-MCLR-1Y + (0.65% to 0.75%)
Full Tenor Fixed Interest Rate
Category
Effective Rate of Interest
Up to ₹ 30 lacs9.75%
Above ₹ 30 lacs9.85% to 10.10%

Self Employed Borrower

Floating Interest Rate
Category
Effective Rate of Interest
Rate
Up to ₹ 75 lacs8.70%I-MCLR-1Y + 0.50%
Above ₹ 75 lacs8.75% to 8.85%I-MCLR-1Y + (0.55% to 0.65%)
Fixed Interest Rate for 2 Years, 3 Years
Category
Fixed rate for 24/36
Floating rate pricing from 25th/37th
-monthsmonths
Up to ₹ 75 lacs8.70%I-MCLR-1Y + 0.50%
Above ₹ 75 lacs8.75% to 8.85%I-MCLR-1Y + (0.55% to 0.65%)
Fixed Interest Rate for 5 Years, 10 Years
Category
Fixed rate for 60/120 months
Floating rate pricing from 61st/121st month
Up to ₹ 30 lacs8.75%I-MCLR-1Y + 0.55%
Above ₹ 30 lacs8.85% to 8.95%I-MCLR-1Y + (0.65% to 0.75%)
Full Tenor Fixed Interest Rate
Category
Effective Rate of Interest
Up to ₹ 30 lacs9.75%
Above ₹ 30 lacs9.85% to 10.10%

Below mentioned floating rates are linked to I-MCLR-6M (Six months MCLR) benchmark rate. Effective January 03, 2017 I-MCLR-6M is 8.15%.