HDFC Bank Home Loan

Now you don’t have to keep dreaming about a property if you like it. Buying your own home has become very easy with HDFC home loan, the house of your dreams can finally become yours with HDFC home loans.

HDFC provides a range of Housing Finance products that include Home Loans, Home renovation/improvements loans and Home Extension loans.

HDFC Bank is one of the most trustworthy banks in India. It has over 3 decades of experience of providing people with home loans and help them realize their dream of owning their perfect home.

CreditNation brings HDFC housing loans at your doorsteps. No longer you have to waste time in long queues. With CreditNation you can have HDFC home loan customized according to your needs at your Doorstep.

HDFC HOME LOAN EMI CALCULATOR

Calculating your home loan EMI becomes easier with the HDFC Bank home loan calculator. It will tell you the exact amount you will be required to pay as your monthly installment. Keep in mind that EMI is decided on a number of factors and HDFC EMI calculator for home loan takes into consideration amount to be repayed, home loan plan chosen and the period of repayment.

The HDFC Bank Housing Loan calculator given below is a great way to calculate your installment-

P*r* (1+r)^n/([(1+r)^n]-1)
In above mentioned formula,
P is the Loan amount. It can range from Rs. 1,500,000 to Rs. 100,000,000
r is Rate of interest per month.
n is the tenure in month. For HDFC, this can be 360 months

Benefits of HDFC Bank Home Loan

• HDFC bank has over 35 years of experience of leading the housing finance market.
• HDFC bank has helped more than 4.4 million customers in realizing their dreams of owning a perfect home.
• HDFC Bank Housing Finance has professional teams that understand the importance of the home loans for the customer. They understand the gravity of your requirements and provide quick solutions to all your problems.
• With HDFC Bank Home loans, you can have the confidence of having one of the most trustworthy finance partners by your side for the length of entire home loan tenure that ranges anywhere from 20 to 30 years.
• HDFC Bank provides counselling and advisory services for acquiring a property even before the property is selected and the loan is sanctioned.
• HDFC Bank offers flexible loan repayment options with free and safe document storage.

HFDC Bank Home Loan Eligibility

Almost anybody who is above the minimum age and income requirement can apply for the home loan. You have the option to apply individually or jointly for HDFC Home Loan. All proposed owners will have to co-applicants. Also, co-applicants have to be close family members.

Repayment options offered by HDFC Bank

HDFC Bank offers multiple repayment options to their customers to lower their burden of paying higher EMIs

1. Flexible Loan Installments Plan (FLIP)
2. Step-Up Repayment Facility (SURF)
3. Accelerated Repayment Scheme
4. Telescopic Repayment Options
5. Tranche Based EMI