Apply Aditya Birla Finance Home Loan Online

Explore 2017 Interest rates available for Aditya Birla Home Loan. Check eligibility criteria, EMI calculator, documents required and get instant approval.

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Aditya Birla Finance Home Loan

Get your dream home with the help of Aditya Birla Finance Home loan. They have amazing home loan offers to meet the need of finance for owning your own home.

Aditya Birla Finance Home Loan Product & Features

Aditya Birla Finance offers following home loan products to its customers-

  • Home Loans: Aditya Birla Housing Finance Limited offers home loan to its customers at affordable interest rates
  • Home Extension Loan: Aditya Birla Finance home loan helps you in Home extension by providing home extension loan
  • Home Improvement Loan: You can make all necessary improvements/renovations to your existing home with ease by taking the home improvement loan from Aditya Birla Finance Home loan
  • Plot and Home Construction Loan: You can buy a plot or space by the help of Plot and home construction Loan
  • Home Construction Loan: If you already own a plot, and you want to construct your home, then Aditya Birla helps you to get Home construction loan

Features-

Aditya Birla Finance Home Loan has following features-

  • Competitive rate of interest
  • Maximum loan term of 20 years
  • Flexible Loan Repayment
  • There are no prepayment charges levied on home loans rates
  • Balance transfer facility is also available

Aditya Birla Finance Interest Rates

Following are the interest rates offered by Aditya Birla Finance-

Processing Fee Up-to 1% of the loan amount
Repayment Time 20 Years
Min. Loan Amount25 lakh for delhi, mumbai / 15 lakh for others
EMI Per Lakh Rs 867/-
Pre payment chargesNIL

FIXED Interest rate

  • Interest Rate for Salaried 9.35% to 10.50%
  • Interest Rate for Self Employed 9.75% to 11.00%

Aditya Birla Finance Home Loan Eligibility

  • Applicant should be of at least 21 years.
  • The maximum age of the applicant should be 60 years upon loan maturity.
  • The income earned should be from stable sources and should meet the criteria.

Aditya Birla Finance Home Loan Documents:

For Salaried –

  • Voter’s ID card
  • Job Card issued by NREGA
  • Adhaar Card
  • Registration certificate or PAN card
  • Latest 3 months salary slip showing all deductions
  • Form 16
  • Bank Statement of latest 6 months
  • Rental receipts or documents showing receipt of income
  • Property Documents

For Self Employed / Professional / Partnership / Company

  • IT Returns or financial documents for last 2 years
  • Computation of income certified by a CA for last 2 years
  • Voter’s ID card
  • Job Card issued by NREGA
  • Adhaar Card
  • Registration certificate or PAN card
  • Bank Statement of latest 6 months
  • Property Documents