Aditya Birla Finance SME Business Loan Online

Explore 2017 Interest rates available for Aditya Birla SME Business Loan. Check eligibility criteria, EMI calculator, documents required and get instant approval.

Aditya Birla Finance Business Loan

Aditya Birla Finance SME Business Loan is a customized financial solution for Small and Medium size enterprises. Aditya Birla is a preferred choice for many businessmen because of the fixed interest rates offered for the entire loan tenure.

Aditya Birla Finance SME Business Loan Interest Rate, Charges, Fees and Commissions

Interest Rates18.5% p.a – 22% p.a
Loan AmountUp to Rs. 1,00,00,000
Tenure12 months – 48 months
Processing Fee1.50% of the loan amount
Repayment OptionsThrough ECS/NACH
Type Of LoanUnsecured

Aditya Birla Finance SME Business Loan Eligibility

  • Self – employed Entrepreneurs
  • Traders
  • Non- Individual Entities
  • Individual Entities
  • Companies
  • Manufacturers
  • Age Criteria: Min - 27 years, Max - 65 years
  • Minimum Cash profit of Rs.10 Lacs
  • The business you are running, on which you want to take a business loan, should have been operating for a minimum period of 3 years.
  • Clear repayment history in all the running or previously closed loans.
  • Good CIBIL score

Aditya Birla Finance SME Business Loan Documents Required

  • The first and foremost document will be the application form along with a photograph
  • Audited financials and Income Tax Returns filed for the last 2 years
  • Bank statement for the last 6 months
  • KYC documents relating to proof of identity and address will be needed
  • Income from other sources to prove your eligibility, in case you plan to take a loan that is beyond the means of your monthly income