Cashback Terms & Conditions
Category: Home Loan
General Terms and ConditionsThe offer is
applicable on all Home loan, Personal Loan, Credit Card online applications
In case of Home
Loan, Cashback amount will be paid on the basis of amount of loan disbursed and
as per applicable Cashback slab. For e.g. If the loan approved is INR 50 Lacs
and the loan disbursed is INR 20 Lacs then the cash back of INR 5000 (excluding
taxes) will be paid. The minimum amount to avail cash back scheme is Rs.20
Lacs. Below the Rs. 20 Lacs the scheme will not be valid.
Process to Avail Cashback
- In Case of
Personal Loan, Cashback amount will be paid on the basis of loan disbursed and
as per applicable Cashback For e.g. If the loan disbursed is INR 4 Lacs then
the cash back of INR 2000 (excluding taxes) will be paid. The minimum Amount to
Avail Cash Back scheme is Rs. 4 lacs. Below Rs. 4 lacs the scheme will not be
- In Case of Credit
Card cash back will be INR 500 for all the cards.
- The Cash back
amount is non-transferable which means you can’t transfer it into your bank
- The Cash back is
at the sole desecration of Creditnation.in . Oxigen wallet and its affiliates
has no vested interest or role in process in entirety
- In case the
customer cancels the loan or Card within 30(thirty) days of disbursal or card
issuance, Creditnation reserves the right to refuse the Cashback.
- Cashback will be
sent to the customer's Oxigen wallet account specified by the customer on
issuance of credit card or disbursement of loans by the bank where Customer
voluntarily agrees to share the Oxigen wallet details with Creditnation
- For customer to
get the cashback, loan or card should have been processed entirely through
Creditnation.in. While applying for any product, please ensure that customer is
providing the documents only to authorized representative of Creditnation. In
case customer application is submitted to relevant Bank via any other channel
or medium, it is likely that you would lose out on the cashback offer through
- Creditnation shall
not in any manner be liable if wrong Oxigen wallet details are being entered by
- For any disputes/complaints,
please write to firstname.lastname@example.org
- Call +91-011-42854285 (Monday to Saturday between 10:30 am to 6 pm)
- The Cashback process with take upto 30 days after the disbursal.
issuance of card/disbursal of loan, you will receive an email from Creditnation
asking for your Personal account details wherein you would like to receive the
Post receipt of
complete details, Creditnation will process the cash back in your Oxigen wallet
account as per details verified by you within the next 30 days.
You will receive a
confirmation mail from Creditnation once the cash back amount is credited to
Additional Terms & Conditions
- This promotion
cannot be combined with any other offer, promotion, or deal and cannot be
assigned/transferred to any other person/customer.
reserves the right to add, modify, or discontinue the terms and conditions of
this offer at any time without prior notice, at its sole discretion.
- This offer is
valid on all the products available at Creditnation.
modification or trade of Cashback is prohibited.
- Creditnation will
have absolute discretion to decide the eligibility of participants for the
- Nothing mentioned
herein amounts to a commitment or representation from Creditnation to conduct
further such offers in future.
- The terms &
conditions of this Offer shall be in addition, and not in substitution /
derogation to, the Rules & Regulations governing the use of the Credit Card
of the respective - Bank/availing the loan facility and/or the respective
websites of card issuing Banks/loan issuing Banks. By applying for credit
cards/loans through this offer, the Customers shall be deemed to have agreed to
be bound by the terms and conditions contained therein.
- If the Offer
and/or anything to be done by Creditnation in respect of the Offer is prevented
or delayed by causes, circumstances or events beyond the control of
Creditnation, including but not limited to computer viruses, tampering,
unauthorized intervention, interception, fraud, technical failures, floods,
fires, accidents, earthquakes, riots, explosions, wars, hostilities, acts of
government or other causes of like or similar or other character beyond the
control of Creditnation, then Creditnation shall not be liable for the same to
the extent so prevented or delayed, and will not be liable for any consequences.
- This offer is
available to the credit cards/loans issued and disbursed in India.
disclaims all third party liabilities that may arise from or in connection with
- All of
Creditnation's action will be on a best-effort basis only.
- These terms &
Conditions shall be governed by laws of India.