RBL Bank RBL

Ratnakar Bank

    RBL Bank is one of India’s fastest growing bank. RBL is expanding its presence across India through a network of branches & ATMs. RBL provides Credit Cards and Loans on CreditNation Platform and provide special benefits to all the customers of CreditNation.
    It was Established in 1943, RBL Bank undertook a transformational journey with a new management team in 2010. Over the last five years, some of the most important global and domestic names

Personal Loan

    RBL Bank offers Personal Loan to Salaried individuals in order to meet immediate cash requirements. Now, lead life the way you want with RBL Personal Loan offers at CreditNation.

Product Features

    Loan amount 2-20 Lakhs. Loan repayment option of 12 to 60 months. No security or collateral required to avail this loan. Simplified and quick documentation Attractive rate of interest Hassle-free loan sanction & disbursal procedure

Eligibility & Loan Criteria


Salaried Individuals
  • Minimum net monthly income of Rs.25,000 per month
  • Minimum age at loan sanction is 25 years. Maximum age at loan maturity is lower of 60 years or retirement age.
  • Work Experience of minimum 1 year at current employment and 3 years of total employment experience.

List of Documents Required


  • Passport Size Photographs
  • Any other valid Photo ID card issued by central or state government
  • Latest 6 months Salary credit Bank Statements
  • PAN Card – For Individual
  • Identity Proof – Any one (e.g. Voter ID / Driving License / Passport)
  • Address Proof – Any one (e.g. Voter ID / Driving License / Passport / Telephone Bill / Electricity Bill / Registered
  • Lease Deed or Sale Agreement / Bank Statement)
  • Relationship Proof (if required)
  • Latest 2 months pay slips and Form 16 issued by the employer.
  • Income documents of salaried spouse (in case of clubbing of income)

Home Loan


Buying your home is perhaps the most expensive purchase you will ever make. It involves a number of steps. Money is required on each step. Getting a home loan for buying your house is one of the wisest decisions that you can take.

There are endless options today when it comes to getting a home loan. Depending on your requirements, you can choose the one you like.

CreditNation offers the largest collection of Home Loans in India. No longer you need to go to different banks to collect their home loan brochures and find amongst them an option that suits you. You simply need to go to CreditNation.com and tell us about your requirements and we will provide the best option that suits you.

One such great option is RBL Bank Home Loan!

Owning your dream home is easy as a breeze with RBL Home Loans. RBL Bank offers home loans with easy documentation and faster processing so that you get to be in your new house without any delays.

RBL Bank offers “Easy Home Loan” product that not only helps you get your loan faster but also save interest and repay it faster.

It is one of the most beneficial home loans in the market.

Product Features

  • Get Home Loans up to ₹25 crore
  • Flexible loan tenure of up to 25 years
  • Minimal documental for faster loan approvals
  • Availability of Easy home loans that allow you to save interest by maintaining balance in a linked account.

What is the eligibility and Loan Criteria?

Whether you are a salaried employee, or a self-employed professional/individual, getting a home loan approved is a breeze with CreditNation.

For Salaried Employees

For Salaried Employees, the eligibility criteria is

  • Minimum net income: ₹1,20,000
  • Minimum age limit: 24 years
  • Max. age limit – 60 years
  • Work experience – Minimum 1 year at present job and 2 years

For Self-employed Individuals and self-employed professionals

  • Minimum net income: ₹1,20,000 per annum
  • Minimum age: 24 years
  • Maximum age: 65 years
  • Business continuity for the last three years (in the same field)

Documents required for Unsecured Repayment

  • Unsecured repayment track record of minimum 18 months
  • 2 Passport size photographs
  • A valid ID card issued by your state government or central government

List of financial documents required,

For Salaried people

  • Income tax returns of Last 2 year or Latest 3 month salary slip or Latest Form

For Self-employed Individuals

  • Latest audited ITR and financials for the last 2 years. (Balance Sheet, Profit & Loss A/c, Computation of Income along with all schedules)
  • Bank statements from the Borrower’s Main account/s for last 6 months and 3 months of all other Bank accounts mentioned in the Balance Sheet

Loan Against Property


    Live your dreams through RBL Bank Loan Against Property at CreditNation. Whether you are salaried or self-employed, RBL Loan Against Property helps you to realise the true value of your property to meet your business & personal needs.

Product Features


  • Loan amount of upto Rs. 10 Crores
  • Convenient loan repayment option of upto 180 months
  • Both residential and commercial property accepted as collateral
  • Minimal documentation and faster approvals
  • Attractive interest rates

Eligibility & Loan Criteria Required


  • Loan Against Property can be taken by salaried individuals, self-employed individuals, self-employed professionals, sole proprietorships, partnership firms and private limited companies (including closely-held public limited companies.)
  • Loan Against Property can be offered to Indian Residents only.

Salaried Individuals
  • Minimum gross salary of Rs. 150,000 per annum.
  • Minimum age at loan sanction – 23 years. Maximum age at loan maturity – lower of 60 years or retirement age.
Self-Employed Individuals and Professionals
  • Minimum net profit as per latest year ITR / Financials of Rs. 150,000.
  • Minimum age at loan sanction is 23 years. Maximum age at loan maturity is 65 years.

List of Documents Required


  • PAN Card – For Individual / Partnership Firm / Company
  • Identity Proof – Any one (e.g. Voter ID / Driving License / Passport)
  • Address Proof – Any one (e.g. Voter ID / Driving License / Passport / Telephone Bill / Electricity Bill / Registered
  • Lease Deed or Sale Agreement / Bank Statement)
  • Business Continuity Proof – Any one document dated 5 years old (Bank Statement / Sales Tax Challans / IT Returns / Shops & Est. Certificate / COI / Partnership Deed)
  • Passport Size Photographs

List of Financial Documents Requirement


For Salaried

    Last 2 years Income tax returns or latest 3 month salary slip or latest Form 16 issued by the employer.
    Six months bank statement required with salary credits.

For Self-Employed Individuals / Sole Proprietorships

    Latest audited ITR and financials for the last 3 years. (Balance Sheet, Profit & Loss A/c., Computation of Income along with all schedules.)
    Bank statements from the borrower's main account/s for last 6 months and 3 months of all other bank accounts mentioned in the Balance Sheet.

For Self-Employed Professionals

    Latest audited ITR and financials for the last 3 years. (Balance Sheet, Profit & Loss A/c., Computation of Income along with all schedules.) Bank statements from the borrower's main account/s for last 6 months and 3 months of all other bank accounts mentioned in the Balance Sheet. Professional Qualification Certificate and Degree Certificate for professionals. (Doctors, Architects, Chartered Accountants etc.)

For Partnership Firms / Private Limited Companies
    Latest audited ITR and financials for the last 3 years. (Balance Sheet, Profit & Loss A/c., Computation of Income along with all schedules.) Bank statements from the main account/s for last 6 months and 3 months of all other bank accounts mentioned in the Balance Sheet. Partnership Deed and partnership authority letter for partnership firms. Memorandum and Articles of Association and Board Resolution from the company. Certificate of Incorporation (COI) for companies. Latest shareholding patterns for Private Ltd. / Public Ltd. companies.

Business Loan


    RBL Bank Business Loans through CreditNation are a perfect solution to service your short-term finance and working capital requirements. With RBL Bank at your service, you can focus on growing your business while we take care of financing your business expansion needs.

Product Features


  • Loan amount from Rs. 10 Lakhs upto Rs. 35 Lakhs
  • Convenient loan repayment option of 12 to 36 months
  • No security or collateral required to avail this loan

Eligibility & Loan Criteria

  • Business Loans can be availed by self-employed individuals, self-employed professionals, sole proprietorships, partnership firms and private limited companies (including closely-held public limited companies), with a profitable business for the past 3 years.
  • Applicant’s age should be minimum 27 years at the time of application and maximum 65 years at loan maturity. Minimum 5 years of experience required in the same line of business with at least 3 years of business establishment & operation in the same city. For self-employed professionals, minimum 4 years of post-qualification experience is required.
  • Minimum business turnover required is Rs. 1 Crore and for Professional / Service Sector, applicant’s gross receipts should be at least Rs. 60 Lakhs.
  • Applicant must own either residence or office in his name or jointly with family members or resides in a residence owned by an immediate family member.

List of Documents Required


  • PAN Card – For Individual / Partnership Firm / Company
  • Identity Proof – Any one (e.g. Voter ID / Driving License / Passport / Aadhar Card)
  • Address Proof – Any one (e.g. Voter ID / Driving License / Passport / Telephone Bill / Electricity Bill / Registered
  • Lease Deed or Sale Agreement / Bank Statement)
  • Ownership proof of either residence or office either in the name of applicant or jointly with family members
  • Business Continuity Proof – Any one document dated 5 years old (Bank Statement / Sales Tax Challans / IT Returns / Shops & Est. Certificate / Certificate of Incorporation / Partnership Deed)
  • Letter certifying end use of the business loan funds on Business Letterhead
  • Passport Size Photographs of all applicants and co-applicants

Credit Cards


    CreditNation Presenting credit cards of RBL Bank range of which offPlatinum Maxima Card
    A power packed rewards card with annual benefits worth 20,000.
    Apply Now
    Platinum Delight Card
  • Enjoy wide range of privileges with your RBL Bank Platinum Delight Credit Card

  • Apply Now
    Platinum Cricket Card
  • A sports credit card with unmatched offers, rewards and privileges for sports enthusiasts.

  • Apply Now
    Titanium Delight Card
  • Your daily shopping card with surprises to delight you during your mid-week break.

CLASSIC CARDS

    Classic Shopper Cards
  • Earn reward points on all your purchases at home and abroad and redeem for products you will love.
  • Cards included : Titanium Card, Freedom Titanium Card, Freedom Titanium Cash Back Card
    Classic Reward Cards

  • Setting new benchmarks, RBL Bank Classic Reward Cards offers the fastest reward points earnings across all purchases.
  • Cards included : Smart Platinum Card, Smart Titanium Card.
    Classic Platinum Card
    Experience the power of rewards and enjoy the benefits packed in your RBL Bank Classic Platinum Card.