Indiabulls Indiabulls


    Indiabulls Housing Finance Ltd. (IBHFL) is the second largest private housing finance company in India, regulated by the National Housing Bank (NHB). We have the highest rating of AAA from CARE ratings & Brickwork ratings.
    CreditNation offer home loans at competitive rates to all the customers from IBHFL, especially loans of up to 50 lakhs. Our Staff are specially trained to guide youthrough different stages, from the initial process of applying for a loan till the time he/she takes possession of his dream home. CreditNation brings happiness to all its customers.

Home Loan

    At Credit Nation, we provide home loan schemes from Indiabulls to support your dream of owning a home. CreditNation become your partners while you lay the foundation of your dream home. Assisting you at every step to ensure that buying your perfect home is a happy and memorable experience. While owning a house is cherished dream and an achievement, buying a home requires long-term planning, large investment and responsibility. CreditNation helps you to achieve your dream by providing the best-in-class financial help & services. While you take this momentous decision, we guide towards everything that is best for you.
    With our safe secure home loan scheme we ensure that you realize your dreams and goals. CreditNation is emerging as the most preferred brand in housing finance in India today. We believe in serving our customers with passion, commitment and highest degree of transparency.

Interest Rates

  • Interest Rate
  • Home Loans
  • Variable Rate







<= Rs 150 Lacs


> Rs 150 lacs & <=Rs.300 Lacs




> Rs. 300 Lacs




<= Rs 50 Lacs(Only APF under CLP)



Non APF and /or > Rs50 lacs

Rack ROI (as per Loan slab) + 0.50%

* Offer For women :-  9.50% ROI for Home Loans (Non Plot)  upto 300 Lac S.T. :-

      (a) Proposed property to be / is owned or co-owned by Woman applicant or co-applicantnull,

      (b) Salaried cases only

Loan Against Property

  • CreditNation understands how difficult it is to choose between your aspirations to become a successful entrepreneur & your personal priorities.
  • Indiabulls Loan Against Property will take care of your financial needs while you can concentrate on your business plan. Indiabulls Loan Against Property will tell you to understand the hidden value of your residential or commercial property so that your enterprise need not feel the crunch of working capital. Indiabulls Loan Against Property can help you to fund your other working capital needs such as business expansion.
  • This loan can be as high as 65% of the market value of your property and is available to Small to mid-sized businesses, Partnership firms and Private Ltd or closely held companies.

Advantages of Loan Against Property

This gives following advantages
  • Person can generate funds by unlocking the property value along with the benefit of staying in his or her home
  • It Can satisfy his need for immediate personal expenses like: New Business funding or Business Expansion etc.
  • Indiabulls LAP has reasonable interest rates to accommodate your emergencies.

Interest Rates

  • Interest Rate
  • Loan Against Property /commercial Property Purchase
  • Variable Rate

Loan Amount Variable rates% Rates%
Upto and including Rs 5 crores 12.00% to 13.50%
More than Rs 5 crores 13.00% to 14.50%