ICICI Bank was promoted in 1994 by ICICI Limited, an Indian financial institution, and was its wholly-owned subsidiary. ICICI Bank is the India's largest private sector bank with total assets of Rs. 6,461.29 billion (US$ 103 billion) at March 31, 2015 and profit earned after tax Rs. 111.75 billion (US$ 1,788 million) for the year ended March 31, 2015. ICICI Bank currently has a network of 12,826 ATM's and 4,050 Branches in India.

CreditNation Provides an online platform facility for everyone to apply for loans and credit cards for ICICI Bank. Customers get maximum benefits at CreditNation while applying for ICICI Financial Products.

Personal Loan

Waiting for the next paychecks to buy the latest phone, or saving for your house renovation? What if you don’t have to wait for any such expense anymore? Sounds great, right? ICICI Bank offers personal loans that can be used to make any of your wishes come true.

Whether for a foreign trip or for a cosmetic medical procedure, today, people are taking personal loans for anything and everything, and why not! Getting a personal loan is as easy as breeze from ICICI Bank. The interest rates are minimal and there are so many repayment options. The loan gets instantly approved. What more borrowers can ask for.

Benefits of getting ICICI Bank personal loan

  • Multi-Purpose Loan: You can use the loan for any purpose depending on how you would like to spend your money
  • Fixed Interest Rate, charged on monthly reducing basis.
  • Flexible tenure up to 60 months
  • No need for security or collateral
  • Multiple repayment options such as Auto-debit/ECS/PDC

Uses of ICICI Bank Personal loan

You can use the loan for any personal use such as:

  • House renovation
  • Vacation
  • Purchase of consumer durables
  • Marriage
  • Education
  • Equipment purchase
  • Working capital in your business
  • Any other personal emergency

Competitive Interest Rates

ICICI bank offers personal loans on the most competitive Interest Rates of 11.49%.

No Security Minimal Documentation

ICICI offers personal loans without any guarantor, security or collateral. To make sure our borrowers are at utmost convenience, the process involves minimal documentation and the loan amount gets disbursed within 72 hours of documents submission.

  • There is no change in Interest rate throughout the loan tenure
  • Minimal documentation – you can now get the loan with minimal paperwork and documentation.
  • Purchase of consumer durables
  • Quick processing - doesn’t take much time to get sanctioned
  • Loan amount gets credited directly via Fund Transfer (FT)
  • Multiple repayment options such as ECS, AD or PDC. You can choose the duration from a minimum of 12 months to a maximum of 60 months.

Credit Cards:

ICICI Bank offers a selection of cards to perfectly complement your distinct lifestyle needs. Choose one today!

The Gemstone Collection
  • Lifestyle benefits: Discounts on dining and movies
  • Travel benefits: Complimentary airport lounge access
  • Cash rewards on all your spends
Contactless Payment Card
  • Quick and secure payments at retail outlets with just a tap of the card
  • 2X rewards on dining & supermarkets
  • Buy 1 get 1 free movie ticket & discounts on dining
  • Cashback on your fuel spends
  • Accelerated rewards on fuel spends
  • Fuel surcharge waiver
  • Earn JP miles/Avios on all your spends
  • Complimentary lounge access
  • Redeem JP miles/Avios against free flights or upgrades
Unifare Metro Cards
  • Dual benefits of Metro Smart card and a credit card
  • Discount on Metro fare
  • Auto Recharge facility on your Metro Smart Card Chip