ICICI Bank was promoted in 1994 by ICICI Limited, an Indian financial institution, and was its wholly-owned subsidiary. ICICI Bank is the India's largest private sector bank with total assets of Rs. 6,461.29 billion (US$ 103 billion) at March 31, 2015 and profit earned after tax Rs. 111.75 billion (US$ 1,788 million) for the year ended March 31, 2015. ICICI Bank currently has a network of 12,826 ATM's and 4,050 Branches in India.
CreditNation Provides an online platform facility for everyone to apply for loans and credit cards for ICICI Bank. Customers get maximum benefits at CreditNation while applying for ICICI Financial Products.
Thinking about dreaming of a vacation, a great perfect wedding, home renovation or a much desired gadget or electronic device, CreditNation is here to realize your dreams. Make the life perfect with ICICI Bank Personal Loans.
End use of the ICICI Personal Loan can be House renovation, Holidays spending, Purchase of consumer durables, Education, Marriage, Short Term loan for electronic device or equipment purchase, Short Term Working Capital and any other personal emergency.
Personal Loan Online application on CreditNation platform with a built in calculator to know eligibility in less than 1 minute and an EMI Calculator tool to select your offer before you apply. Get personal loan up to Rs. 20 lakh for salaried people, up to Rs.30 lakh for self employed people and up to Rs.40 lakh for doctors or highly paid professionals. We offer flexible repayment option of 12 to 60 months.
Attractive rate of interest as low as 13.00%* on personal loan.
You can avail an ICICI Bank Personal Loan if you meet the following criteria:
|Age||23 years - 58 years.|
|Net Salary**||Salaried individuals with minimum monthly income Rs.17,500 (Rs.25,000 for applicants residing in Mumbai & Delhi; Rs.20,000 for applicants residing in Chennai, Hyderabad, Bangalore, Pune & Kolkata)|
|Total years in job/profession||2 Years|
|Years in current residence||1 Year|
**The minimum salary requirement will differ depending on the profile (Type of employer, having relationship with ICICI Bank etc.) of the customer.
|Age||28 years (self employed individuals) and 25 years (for doctors); Maximum age - 65 years|
|Minimum Turnover||Rs. 40 lakh for non-professionals; Rs. 15 lac for professionals; as per audited financials|
|Minimum Profit After Tax||Rs. 2 lac for Proprietorship Firm/Self employed Individuals and Rs. 1 lac for non-professionals as per audited financials|
|Business Stability||In current business for at least 5 years and minimum 3 years for doctors|
|Existing relationship with ICICI Bank||Minimum 1 year liability relationship (current or savings account) or Asset relationship (loan) either live or closed in the last 36 months; repayment track as required|
ICICI Bank offers a selection of cards to perfectly complement your distinct lifestyle needs. Choose one today!